Do I Need Boat Insurance Year-Round
or Just Seasonally?

You boat can still sustain damage when it is out of the water. Even in the off-season, accidents happen!. Without coverage, boats in storage damaged by fire, theft, vandalism or flooding aren't protected. Therefore, Cole Harrison Insurance encourages you to explore the types of boat insurance available to you and to insure your boat all year long.

In addition to Bodily Damage, Collision, Comprehensive, Property Liability, and Uninsured or Underinsured Motorist coverage, options are also available for On-Water Towing, Total Replacement and Roadside Assistance.

Please speak with a Cole Harrison Insurance agent at our Kennebunk, Kittery or Carrabassett Valley offices to determine the right coverage (whether it's bodily damage, collision, comprehensive, property liability, uninsured/underinsured motorist or all six types of coverage) and limits for your boat, experience and usage.